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The Health Insurance Shoppe is Chicago's first storefront marketplace for individual, family and group health insurance coverage. You can walk in and shop for a comprehensive plan that fits your lifestyle, needs and budget.
Thursday, October 14, 2010
Monday, October 11, 2010
Check out The Shoppe on ABCs LiveWell HD
Please make sure to check out The Shoppe on ABCs LiveWell HD
http://bit.ly/livewellhd
Thanks for all your support!
http://bit.ly/livewellhd
Thanks for all your support!
Friday, October 8, 2010
Monday, October 4, 2010
how your health insurance works
Benefits aside, every plan of coverage no matter the insurance carrier has one common factor; a network of providers.
Providers are considered to be physicians, hospitals, facilities and labs.
Each health insurance carrier provides one or up two networks to choose to participate in, with the larger network costing more in monthly premium.
Providers that are within your plans network have a contract to charge you a negotiated rate in service. This rate can be from 30-70% lower than the retail cost of those services.
So in paying your monthly premiums you are gaining access to a provider network, that when utilized can save substantial amounts of savings by not having health insurance.
So, even by paying additional premium for benefits such as office visit copays the insured is paying that amount on a discounted service. Ir may be wise to learn what the true cost of your office visits are to your internist and adjusy a savings to see if a copay is worth the cost.
- the shoppe
Providers are considered to be physicians, hospitals, facilities and labs.
Each health insurance carrier provides one or up two networks to choose to participate in, with the larger network costing more in monthly premium.
Providers that are within your plans network have a contract to charge you a negotiated rate in service. This rate can be from 30-70% lower than the retail cost of those services.
So in paying your monthly premiums you are gaining access to a provider network, that when utilized can save substantial amounts of savings by not having health insurance.
So, even by paying additional premium for benefits such as office visit copays the insured is paying that amount on a discounted service. Ir may be wise to learn what the true cost of your office visits are to your internist and adjusy a savings to see if a copay is worth the cost.
- the shoppe
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