The Importance of The Shoppe

When it comes to choosing a health insurance plan you have 2 choices to make, choosing a benefit package and an Insurance Carrier.  All premiums that are presented by the carrier are subject to change at time of application based on the following factors:

• height and weight
• smoking status
• was their prior coverage in the past without a break greater than 63 days
• some carriers have different rating tiers based on prior coverage
• quotes are presented at preferred rates and then change when answering medical questions YES and to how the prior coverage section is answered
• medical conditions (ongoing or within past 5 years)
• current treatment
• cost of prescription drugs being taken

In order to find out where you fall in eligibility you would need to inquire within each carrier you are interested in.  This can be a dreadful process and being declined coverage after application will take away time from desired coverage and leave you further stressed on what to do next.

Working with The Shoppe (free) will provide you access to 6 private carriers in the Illinois market with one personal contact providing you with information.  The Shoppe knows the ins and outs of the health insurance market and will be able to place you in the most appropriate coverage needed based on your current medical needs and hopefully budget.

Please stop in or call for further information.

Thanks,

Jordan