Looking for dental insurance in Chicago...

The Health Insurance Shoppe has recently been receiving a lot of phone calls as of late on dental insurance.

Dental Insurance can be a little tricky in obtaining in the individual and family market.  Currently, only 1 insurance carrier out of the 6 we represent offers dental insurance by itself.  All other insurance carriers offer the benefit when you apply for their major medical health insurance plan.

If you currently have your own private insurance without a dental benefit, you will 99% of the time be able to request to add it on at the time of your health insurance policy renewal.

If you are currently uninsured or insured, Aetna, offers a stand alone dental plan.  In Chicago, for someone less than 50yrs of age, it would cost $37.99/month and for over the age of 50, it would run $50.61/month.

For this monthly premium your diagnostic and preventative (xrays and annual and semi-annual cleanings) will be covered 100% with no waiting period.

There will be a 6 month waiting period for:

• Periodontal cleanings------Plan pays 80%
• Denture Repair-------Plan pays 80%
• Fillings-------Plan Pays 50%
• Oral Surgery------Plan pays 50%
• Endodontics (root canal)------plans pays 50%

There will be a 18 month waiting period for:

• Periodontics-----Plans pays 50%
• Crown and cast restorations-----plan pays 50%
• Dentures------Plan pays 50%

The plan will only pay their percentage until it has reached a maximum benefit of $1,200.

Feel free to call or swing by the shoppe.  The Shoppe is OPEN!