What is Preventative Care / Wellness Care?

Preventative Care and Wellness Care are the same.

For males: this will be your annual physical and any preventative lab work or diagnostic tests that are done on the same day in relation to your physical  For males of an older age, this would include a PSA or a colorectal exam.

For females: this will be your annual physical, annual OB/GYN visit that includes your mammogram and pap smear.

Getting these exams annually is going to lower the risk of illness or disease in the near or distant future.

These benefits are going to be included in every private individual or family health insurance plan.  Depending on the insurance carrier you might see the following benefits:

• covered under a $20 or $30 copay up to $500 in maximum benefits paid annually.
• covered at 100% after a 90 day waiting period, up to  $300 in maximum benefits paid annually.
• covered at 80% after a 90 day waiting period,up to  $300 in maximum benefits paid annually.
• NOT COVERED...their are local clinics that charge $0-$75 for this benefit.
• covered up to $500 or $1,000 in maximum benefits that is applied towards plan deductible.

For those with employer provided health insurance coverage, this benefit is covered at 100% and not subject to a copay.

Hope this helps..

-The Shoppe