Make sure you know what Hospitals are covered with your health insurance

Be careful when applying for new health insurance coverage in the private market.

The #1 mistake people can make is going to a hospital or doctor that is not in their health insurance plans network of providers.

Click to see a list of hospitals covered by major health insurance companies in Chicago...http://bit.ly/NetComp

Even though your plan may be a Preferred Provider Organization (PPO), many insurance carriers offer smaller networks of providers for a discounted cost in monthly premium.

Depending on the insurance carrier, plans have separate deductibles and out-of-pocket expense limits for non-participating providers.

When selecting a smaller network of providers, make sure that your hospital of choice is in the network as well as your current doctor if you have been seeking care with him/her for a while.

If you live in the City of Chicago you will not find Northwestern Memorial, Rush, and possibly Advocate.

For any questions, please contact The Shoppe.  Hope this was useful information.

Thanks!

-The Shoppe